For many employers, consumer-driven health care plans may be the answer to controlling rising costs. Although promising, we believe they are but one answer to a complex problem. In the right situation, a qualified high-deductible health plan coupled with a Health Savings Account (HSA) or Health Reimbursement Account (HRA) gives employees the ability to build benefit dollars for future use. Our experienced consultants can help you understand these newer health plan options - and gauge whether they are appropriate for your work force.